White Collar Crimes
Including Federal and State Fraud
White-collar crimes entail a wide range of fraud crimes that can be prosecuted at the federal or state level and sometimes at both. Manuel Gonzalez‘s experience at both the federal and state levels integrates strategic defense tools that will assist in reaching positive outcomes both personally and professionally, regardless of the type of crime. Manny understands the sensitive nature of these crimes and how they can impact anyone from individuals to corporations, but his expertise acquired through years of experience is what you need in a strong defense attorney.
WHITE COLLAR CRIMES
Including Federal and State Fraud
White-collar crimes entail a wide range of fraud crimes that can be prosecuted at the federal or state level and sometimes at both. Manuel Gonzalez‘s experience at both the federal and state levels integrates strategic defense tools that will assist in reaching positive outcomes both personally and professionally, regardless of the type of crime. Manny understands the sensitive nature of these crimes and how they can impact anyone from individuals to corporations, but his expertise acquired through years of experience is what you need in a strong defense attorney.
White-collar crimes areas of expertise include but are not limited to:
- PPP Fraud – The Paycheck Protection Program created by the CARES Act in an attempt to assist business owners in keeping their workers employed has already seen its fair share of fraud acts. It encompasses a wide range of violations/deceit that are tied to jarring consequences and penalties. Due to the broad definition of these statutes, they can be used to prosecute a variety of charges.
- Mortgage Fraud – Mortgage fraud as defined by the FBI is a scheme of “material misstatement, misrepresentation or omission in relation to a mortgage loan that is then relied upon by a lender.” For example, lying to the bank for loan approval is considered mortgage fraud.
- Bank Fraud – Bank fraud is another type of white-collar crime that is extremely broad and as technology advances, the types of bank frauds advance with it. Types of bank fraud include check and credit card fraud such as forgery, theft, and money laundering. In addition, phishing, internet bank fraud, and fraudulent loans are also types of bank fraud.
- Insurance Fraud – The size of the insurance industry is so large that insurance fraud costs are at billions of dollars each year. Amongst one of the more serious crimes, is the attempt to exploit the insurance process and/or contract to acquire some type of financial gain. For example, exaggerating on a medical claim is a type of insurance fraud or hurricane claim involving homeowners and/or insurance adjusters.
- Organized Fraud – Although Mortgage Fraud can fall under organized fraud, organized fraud also incorporates mail fraud and wire fraud. Federal and state laws have heavy fines and severe penalties for such crimes.
- Real estate Fraud – Real estate fraud aims to steal money from the mortgage lending process to make a profit. This type of crime is considered a “fraud for profit” offense. Real estate fraud includes chunking, property flipping by inflating property value through deceitful appraisals, buy and bail schemes, refinance fraud, equity skimming, and builder bailouts.
- RICO Racketeering – Racketeering is a broad term that refers to several different crimes but usually involves those crimes that deal with extortion of which the specific illegal activity is defined in the Racketeer Influenced and Corrupt Organizations Act. The Act is a federal law that includes bribery, gambling offenses, money laundering, murder for hire, and sexual exploitation of children to name a few. At the state level, racketeering can include murder, kidnapping, arson, gambling, drug crimes, and robbery, amongst other crimes.
White-collar crimes areas of expertise include but are not limited to:
- PPP Fraud – The Paycheck Protection Program created by the CARES Act in an attempt to assist business owners in keeping their workers employed has already seen its fair share of fraud acts. It encompasses a wide range of violations/deceit that are tied to jarring consequences and penalties. Due to the broad definition of these statutes, they can be used to prosecute a variety of charges.
- Mortgage Fraud – Mortgage fraud as defined by the FBI is a scheme of “material misstatement, misrepresentation or omission in relation to a mortgage loan that is then relied upon by a lender.” For example, lying to the bank for loan approval is considered mortgage fraud.
- Bank Fraud – Bank fraud is another type of white-collar crime that is extremely broad and as technology advances, the types of bank frauds advance with it. Types of bank fraud include check and credit card fraud such as forgery, theft, and money laundering. In addition, phishing, internet bank fraud, and fraudulent loans are also types of bank fraud.